Insulation Grants — Merseyside
Insulation Grants, Explained Honestly
ECO4 (the Energy Company Obligation) is a government-mandated scheme that requires energy suppliers to fund insulation and heating upgrades for eligible households — generally those receiving certain means-tested benefits and living in a property with a lower EPC rating. Rules, funding levels and scheme availability are set by government and administered by suppliers, not by us.
We don't process grant applications ourselves — that typically runs through registered scheme installers and energy suppliers directly. What we can genuinely offer is straightforward: a free, no-obligation survey of your loft and roof insulation, an honest assessment of what condition it's actually in, and guidance on where to check your eligibility properly before you commit to anything.
Scheme rules and closure dates change — the Great British Insulation Scheme (GBIS), for example, closed to new applications on 31 March 2026. We'd always recommend confirming your current eligibility through an official government or Ofgem-recognised source rather than relying on anything you read here or elsewhere being current by the time you check.
📞 Book a free loft surveyHonest, no-obligation survey
We'll tell you the genuine condition of your insulation whether or not a grant applies — no pressure either way.
We don't process applications
Grant applications run through registered scheme installers and suppliers — we'll point you in the right direction rather than pretend to handle this ourselves.
Never spray foam
Regardless of any grant or scheme, we do not install spray foam insulation at any price, due to documented UK mortgage and structural risks.
Mortgage-friendly materials only
Mineral wool, PIR board and reflective foil, specified correctly for your roof, whether grant-funded or paid for directly.
Important
Check Current Eligibility Before You Commit
Grant scheme rules, funding availability and closure dates change over time, and eligibility is decided by government criteria and individual energy suppliers, not by us. Before acting on anything about ECO4 or similar schemes — including anything on this page — confirm the current position through GOV.UK, Ofgem, or a registered scheme installer. If you're ever contacted by a company pressuring you to sign up quickly, or offering to fit spray foam as part of a grant-funded package, treat that as a warning sign — see our spray foam mis-selling guide for why.
Common questions
Insulation Grants & ECO4 — Frequently Asked Questions
What is ECO4 and am I likely to qualify?
ECO4 (the Energy Company Obligation) is a government-mandated scheme requiring energy suppliers to fund insulation and heating upgrades for eligible households, generally those receiving certain means-tested benefits and living in a property with a lower EPC rating. Eligibility rules are set by government and administered by suppliers, not by us, so we'd always point you to an official source or a registered installer to confirm your specific eligibility before assuming anything.
Do you process grant applications yourselves?
No — processing ECO4 or other grant funding applications isn't something we handle directly, as it typically runs through registered scheme installers and energy suppliers. What we can do is carry out a free loft insulation survey, tell you honestly what your roof and loft actually need, and point you toward where to check your eligibility.
Has the Great British Insulation Scheme (GBIS) replaced ECO4?
No, they are separate schemes with different eligibility rules; GBIS closed to new applications on 31 March 2026. ECO4 and its planned successor schemes are administered separately — check the current position with an official source, as scheme rules and closure dates do change.
Will you install spray foam insulation to help with grant eligibility?
No. Regardless of grant funding or scheme involvement, we do not install spray foam insulation at any price, due to the documented UK mortgage and structural risks. We install mineral wool, PIR board and reflective foil instead.
What should I do first if I think I might qualify for an insulation grant?
Check your eligibility through an official government or Ofgem-recognised source first, since rules and scheme availability change. In parallel, we're happy to carry out a free, no-obligation loft insulation survey so you know exactly what condition your insulation is in and what work is genuinely needed, whether or not grant funding applies.